About Us
At Explore Lending, we don’t just compare rates—we help you make confident choices. Whether you’re buying, refinancing, or investing, we’re here to simplify the journey and support you every step of the way.
Helping borrowers explore smarter loan options
Explore Lending was created to offer a better experience for everyday borrowers—one that’s transparent, personal, and focused on your goals. As a local Melbourne mortgage broker, we take the time to understand your needs and guide you through your options, so you can make smart financial decisions without the stress. With access to 30+ lenders and a commitment to clear, honest advice, we’re here to help you explore what’s possible—whether it’s your first home, your next investment, or a better loan structure.
About Explore Lending: Your local Melbourne mortgage broker
At Explore Lending, we believe the journey to homeownership, refinancing, or investing should feel empowering—not overwhelming. We’re a Melbourne mortgage broker committed to simplifying the lending process and helping you feel confident at every step.
Why choose Explore Lending?
What sets us apart from other mortgage brokers in Melbourne? We’re not tied to any one lender. That means we work for you, not the banks.
With access to more than 30 trusted lenders across Australia, we compare a wide range of home loans to find one that ticks all the right boxes—rate, features, flexibility, and fees. Our goal isn’t to push a particular product—it’s to find the right fit for your future.
We also make the complex feel simple. You won’t find jargon here—just clear, plain-English guidance from friendly experts who genuinely care.
Meet your local lending experts
Explore Lending was founded by a small team of passionate finance professionals with deep roots in the Melbourne community. With decades of combined experience, we understand the local property market, the challenges faced by Victorian borrowers, and the lending trends that shape your options.
We’re locals helping locals. That means you get advice that’s grounded in real-life insight—not a cookie-cutter approach from a call centre or online-only lender.
We’re available to meet in person, over the phone, or via video call—whatever works best for you.
Why use Explore Lending?
Personalised Lending Advice
We take time to understand your goals before recommending a loan.
Fast Pre-Approvals
Get moving sooner with streamlined pre-approval support.
Simple, Stress-Free Process
We make every step easy—no jargon, no overwhelm.
Support Beyond Settlement
We’re here to help with questions long after your loan settles.
Access to 30+ Lenders
We compare more options to find the right fit for your needs.
Independent, Client-Focused
As a broker, we work for you—not the banks.
Ready to explore your loan options ?
What our clients say about working with Explore Lending
Whether it’s securing a first home loan, refinancing for a better rate, or investing in property, we’re proud to guide clients through each step with confidence and clarity. Here’s what a few of them have to say:
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Mortgage frequently asked questions
We know that applying for a home loan comes with lots of questions. Whether you’re buying your first home, refinancing, or investing, here are some of the most common questions we get — and the straightforward answers that can help you move forward with confidence.
How much can I borrow?
Your borrowing power depends on your income, expenses, debts, and deposit size. Use our home loan calculator for a quick estimate, or book a call for personalised advice.
Can I get a loan with a low deposit
Yes — some lenders accept deposits as low as 5%, especially for eligible first home buyers. We’ll help you compare low deposit home loan options and see if any grants apply.
What are the advantages of refinancing my mortgage?
Refinancing can help you access a lower interest rate, reduce repayments, or unlock equity. We’ll compare 30+ lenders to find out if you could save.
Do mortgage brokers charge fees or commissions?
Nope! Our service is 100% free to you. We’re paid by the lender after your loan settles — and our advice is always in your best interest.
Can a broker help me get an investment property loan?
Absolutely. We help investors secure the right investment property loans, with features that support your financial strategy — including interest-only and equity access options.
Ready to explore your options?
Work with a mortgage broker Melbourne homeowners trust. At Explore Lending, we’re here to make home loan choices easy and personal. Whether you’re buying your first home, refinancing, or investing, we’ll help you explore the right lending options—without pressure or confusion.
Your next move starts with a conversation.
At Explore Lending, we help first home buyers, property investors, and homeowners across Melbourne and beyond access the best home loan options available. As an independent mortgage broker in Melbourne, we compare over 30 lenders to find the right loan for your goals — whether you’re buying your first home, refinancing for a better rate, or expanding your investment portfolio.
Our personalised approach ensures you’re not just getting a loan — you’re getting the right advice, support from application to settlement, and a mortgage strategy that works for your future. From fixed and variable rate loans to low-deposit options and offset accounts, we simplify every step of the process.