Stamp Duty Calculator
Use our easy stamp duty calculator to estimate how much stamp duty you may need to pay when buying property in Australia. Whether you’re a first home buyer, investor, or upgrading, stamp duty costs vary by state, purchase price, and buyer status — and our calculator helps you understand your upfront costs instantly.
How Much Stamp Duty Will You Pay?
Use the calculator below to estimate your stamp duty based on the state or territory, property price, and your buyer status.
Why use a stamp duty calculator ?
Stamp duty is one of the largest upfront costs when buying property — and it varies significantly depending on where and what you’re buying. Our stamp duty calculator helps you estimate your cost accurately.
See a Clear Estimate Based on Your Property Details
Calculate your stamp duty based on location, property price, and buyer status — with instant results.
Understand First Home Buyer Concessions
Check if you may qualify for reduced or waived stamp duty as a first home buyer in your state.
Plan Your Budget Confidently
Factor stamp duty into your total purchase cost to avoid surprises later in your property journey.
Get Personalised Support When You’re Ready
We’ll guide you through your property buying costs — including stamp duty, deposit, and other fees.
Frequently asked questions about stamp duty calculator
How is stamp duty calculated in Australia?
Stamp duty is calculated based on the property’s purchase price and location. Each state and territory sets its own rates, thresholds, and eligibility for concessions.
Do first home buyers have to pay stamp duty?
In many states, first home buyers may be eligible for full or partial stamp duty exemptions. This depends on the property value, location, and whether you’re buying a new or existing home.
Does stamp duty apply to investment properties?
Yes. Investment properties typically attract full stamp duty unless other concessions apply.
Can stamp duty be included in a home loan?
Generally, stamp duty must be paid upfront and can’t be added to your home loan. However, your lender may offer flexible options depending on your deposit and equity.
What other fees should I consider?
In addition to stamp duty, you should account for lender fees, legal costs, inspections, and potential LMI (lenders mortgage insurance).
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